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I'm watching you...Keeping an eye on the industry, The GateHouse is a timeshare blog powered by InsideTheGate.com, your best source for daily timeshare news and information.

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“I dread coming in behind Bob’s deals.

Especially when they read the disclaimer in the acknowledgement and verification form about sales reps verbal promises, claims or assertions regarding benefits and uses not being valid unless they are in writing.

Oh well. Next!”

(Leave your own caption in the
Comments if you’re so inclined…)


It's Happy Hour at The GateHouse

Scoop says that according to his recent research, in 1974 when RCI first started their exchange system the fee was a whopping $7.00 for an entire week! If true, then adjusted for inflation that same exchange fee today for owners/members should be around $34.41 (for the week) – which is far lower than RCI’s current call-in exchange rate of $219.00 for a week or their $209.00 online rate.

And he asks this question: Why is it that ‘John, Q Public’ (JQP) or anyone else can get online or make a toll free call to ‘W’ and at no cost to them they can check for availability, book and secure a reservation for the accommodations of their choosing and then receive an instant verification for one or more nights at most Wyndham Hotel Group properties w/o any additional costs; yet a timeshare owner has to pay hundreds of dollars extra to reserve their ‘time’ through RCI?

So what’s the Scoop? Is that a reasonable question or is Scoop full of you-know-what? Find out (and add your two cents) at Scoop du Jour: Downright Insulting And Excessively Greedy!

Hanukkah 2014, the Festival of Lights, begins in the evening of Tuesday, December 16 and ends in the evening of Wednesday, December 24.

From all of us at InsideTheGate.com,
we’d like to wish all of our Jewish friends a very

Happy Chanukah, Channukah, Hanukkah, Hannukkah, Hanukka
No matter how you spell it!


Where are YOU going this year?



With Hanukkah starting on Dec. 16, I thought I’d offer you all some good Hanukkah humor this week. And who’s funnier than Jimmy Fallon?

So here he is singing his favorite song lyric tweets submitted by his fans via Twitter, with the hashtag #HanukkahSongs. It’s good for grins.

Hanukkah Sameach!

(Save me some latkes, I’ll be right over.)

The Weekly Juke Box aims to feature good music/good fun regardless of era or genre. Send in your own favorite and if I can find a good version on YouTube I’ll post it for you! What would you like to see or hear?

It's Happy Hour at The GateHouse>> EASTERN USA TIMESHARE NEWS:

MIAMI: Barry J. Graham, 59, and Ricky Lynn Stokes, 54, both of Ft. Myers, Florida, have pled guilty to conspiracy to commit bank fraud, in violation of Title 18, United States Code, Section 371, before U.S. Magistrate Judge Lurana S. Snow in Key West. The charges stem from the defendants’ participation in the Cay Clubs Resorts and Marinas $300 million Ponzi scheme involving the sale of vacation rental units to approximately 1,400 investors in the Florida Keys and elsewhere.

Cay Clubs operated from 2004 through 2008, from offices in the Florida Keys and Clearwater. Cay Clubs marketed vacation rental units for 17 locations in Florida, Las Vegas and the Caribbean, to investors throughout the United States. Cay Clubs would promise to develop dilapidated properties into luxury resorts, and would promise investors an upfront “leaseback” payment of 15 to 20% of the sales price of the unit at the time of closing. Once an investor agreed to purchase a unit, Cay Clubs would arrange for a real estate closing and lender financing, but would not disclose the leaseback payment and other financial inducements to the borrowers on paperwork submitted to lending institutions.

Graham was the Director of Sales for Cay Clubs from 2004 through late 2007. Stokes was, from September 2005 to 2008, one of Cay Clubs’ highest-producing sales agents and was Cay Clubs’ Director of Investor Relations. Graham received approximately $6.5 million and Stokes received approximately $6.2 million disbursed as real estate commissions or referral fees from Cay Clubs’ affiliated accounts during the fraud. They are scheduled to be sentenced on March 23, 2015, at 1:30 p.m.

You can get more details at this link: Two Former Cay Clubs Executives Plead Guilty In Connection With $300 Million Ponzi Scheme Involving Sales Of Vacation Rental Units

The main players in the Ponzi scheme were Fred Davis Clark, Jr., and Cristal R. Clark, a/k/a Cristal R. Coleman, who were hiding out in places like Panama to avoid prosecution but were ultimately arrested; they were charged by Superseding Indictment on September 16, 2014, with conspiracy to commit bank fraud and substantive counts of bank fraud. The pair were denied bail since they are considered flight risks and have been detained while they await trial. Trial is set for March 16, 2015 before U.S. District Judge Jose E. Martinez in Key West.

ORLANDO: Check it out! Disney Vacation Club has released a rendering of the new Disney Vacation Club Bungalows at Disney’s Polynesian Village Resort. The Polynesian Villas & Bungalows will feature 20 Bungalows on Seven Seas Lagoon and 360 Deluxe Studios, the largest at the Walt Disney World Resort.

Rendering of Disney Vacation Club's Polynesian BungalowThe Bungalows will be the first of this type of accommodation at Disney, will sleep up to eight guests and feature a plunge pool where guests can enjoy views of fireworks over Magic Kingdom Park. This resort will also be the first to have connecting Deluxe Studios.

The Florida Department of Business and Professional Regulation granted permission for Disney Vacation Development to begin selling points at the resort in June 2014. The timeshare application cites a total of 8.262 timeshare weeks. With 51 weeks per room, per year available for guest use, this number corresponds to a total of 162 villas at the Polynesian. This number is a bit larger than the expected number of villas at the resort, using DVC’s standard methodology of 3 hotel rooms per Two Bedroom lockoff or dedicated villa.

The first phase of Disney’s Polynesian Villas & Bungalows is scheduled to open in 2015.

“If you haven’t got anything nice to say about anybody, come sit next to me.” -Alice Roosevelt Longworth

Do you have tips or rumors you’d like to share (ANONYMOUSLY)? Something you’d like us to investigate or follow up on? CONTACT: gatekeeper@insidethegate.com

It's Happy Hour at The GateHouse >> Eastern USA Timeshare News

WILKES-BARRE: Apparently the Sundance Vacations attorneys hired by John Dowd to wreak vengeance on Albert Whitehead for breaking his promise not to disparage the company are still convinced (or pretending to be convinced) that he is responsible for creating the Boycott Sundance Vacations page on Facebook, and they have morphed that issue into the central focus of their lawsuit against him.

Except they can’t seem to make up their minds about that. In the recent deposition of Ms. Denise Guida by attorney Donna Walsh, Walsh accused her of creating the page or allowing someone else (like Mr. Whitehead) to use her credentials to log in to Facebook and create the page, insisting, “Ms. Guida, there’s information that suggest that you created that page.” [sic] But she never indicated what that information is.

So now they’ve decided the culprit responsible for the page is either Whitehead OR Guida or both, right? After two and a half years of insisting that Whitehead did it all by himself?

Not so fast. According to the transcript Walsh moved from accusing Whitehead/Guida of being responsible for creating the page (but never showing anything to back it up) to attempting to implicate a host of other names whose identity and relevance escapes me.

Does she think it’s like Agatha Christie’s Murder on the Orient Express where EVERYONE did it?

FACT: To the best of my knowledge the only person who has testified under oath to being a moderator or administrator of the page with any power over it is Sean Oakley, a former executive at Travel Advantage Network who worked extensively with Sundance, who wrote:

Just one clarification when you read, Whitehead did not create the page, and as I’ve shown numerous times, Sundance’s own evidence proves that Whitehead was only one of five administrators of the page. But those are just pesky details, details Sundance and TAN don’t have time for. Because details are only useful when you’re dissecting spin and exposing truth, no one wants details when they’re only focused on covering things up.

Oddly enough, he also seems to be just about the only person that Dowd’s lawyers aren’t trying to blame for it.

It Just Don't Add UpSome of the things Walsh presented as evidence seem comically irrelevant. For example, on page 146 she submitted an esoteric document that she claims is an affirmation by Facebook that Guida created the Boycott page. But that particular document is dated in 2008, when Guida created her own Facebook page. Moreover, how could a document dated in 2008 prove that she created a Facebook page that did not come into existence until November 1, 2010? It just don’t add up!

Ms. Guida objected throughout the deposition to answering any questions that did not relate to the case against Mr. Whitehead, on the grounds that when they asked the Judge to allow the deposition those questions were not included in the subject matter that the attorneys told him they would be discussing.

What was your mother’s maiden name?
Do you have any children?
Who has lived with you in your house over the last 16 years?
When were you born?
And so on.

Curiously, Joe Downs, the former FBI agent hired by the Sundance attorneys as their private dick on the case who reportedly terrorized Ms. Guida more than once, was present for the entire deposition yet his name does not appear on the list of those attending. What’s up with that?

This lack of willingness to kowtow seems to have annoyed Walsh, who let it be known in no uncertain terms that she intended to go back to the judge and ask that Guida be forced to answer those very important questions. Ms. Guida, who sees Sundance/Dowd as trying to drag her into a case that doesn’t involve her, does not intend to go quietly.

Meanwhile the Boycott Sundance Vacations page on Facebook, which is at the center of all this controversy, has been rumbling right along. The number of “Likes”, as of this writing, has risen to 2,363 2,3782,401 and counting.

“If you haven’t got anything nice to say about anybody, come sit next to me.” -Alice Roosevelt Longworth

Do you have tips or rumors you’d like to share (ANONYMOUSLY)? Something you’d like us to investigate or follow up on? CONTACT: gatekeeper@insidethegate.com

It's Happy Hour at The GateHouse>> WESTERN USA TIMESHARE NEWS:

BRECKENRIDGE: Kudos are due this week to the sales team at Breckenridge Grand Vacations, who blew single-day sales records out of the water selling more than $7.1 million in vacation ownerships on Dec. 5, 2014 at the Grand Colorado on Peak 8, the company’s fourth resort in Breckenridge.

The success of the initial sales day of the Grand Colorado on Peak 8 was based completely on sales to existing owners at BGV’s other resorts, which I take as a testament to the quality of what those owners have experienced with BGV. Now, sales are open to the public.

The Grand Colorado on Peak 8, which began construction in 2013, will open its doors in the summer of 2016 with phase one. Situated at the base of Breckenridge’s world-class mountain on Peak 8, the Grand Colorado on Peak 8 is a ski-in, ski-out property located directly adjacent to multiple express chair lifts and the “Breck Connect” gondola that connects the Town to the ski slopes of Peaks 7 and 8.

The amenities planned include an indoor and outdoor aquatics area with 2 pools, 4 hot tubs, outdoor fireplaces and grills, a family fun center, three private theaters, a rooftop garden and also a lobby bar.

The company’s three other resorts at Breckenridge are Gold Point Resort, Grand Timber Lodge and the Grand Lodge on Peak 7.

So KUDOS to the sales and marketing teams for their good work and also to Breckenridge Grand Vacations, which keeps developing first class resorts for its first class owners/members! applause

“If you haven’t got anything nice to say about anybody, come sit next to me.” -Alice Roosevelt Longworth

Do you have tips or rumors you’d like to share (ANONYMOUSLY)? Something you’d like us to investigate or follow up on? CONTACT: gatekeeper@insidethegate.com

It's Happy Hour at The GateHouse>> WESTERN USA TIMESHARE NEWS:

CARLSBAD: It looks like Grand Pacific Resorts is going to be getting BIGGER. The company has been in negotiations with the City for a “ground lease option agreement” on a 3.15-acre parcel owned by the City next to The Crossings at Carlsbad golf course and the Sheraton Carlsbad Resort & Spa. That agreement has now been approved: an initial lease term of 65 years with two, 10-year extension options. The annual rent starts at $159,965 a year, with agreed upon increases over time. The total rent to be paid through the first 55 years is in excess of $15 million. The city will also collect tax on the hotel room nights—called transient occupancy tax—as well as sales and property taxes.

It’s amazing how much you can put on 3.15 acres. Grand Pacific plans to initially build 71 hotel rooms on the western portion of the property that will be combined with 129 existing rooms at the Sheraton Carlsbad Resort & Spa. These 200 rooms, along with the existing Sheraton conference center, restaurant and lobby area, will be rebranded as a Westin hotel. The remaining 121 existing Sheraton rooms will be combined with 79 new rooms, a new lobby area and related amenities under the Sheraton brand.

But don’t pack your bags just yet. Grand Pacific still has to complete an environmental review of the proposed development and obtain building permits, and they’ve got 36 months to do that. Once those tasks are completed, assuming they are completed, the ground lease will go into effect.

THEN GPR has 18 months to complete construction of the new Westin hotel, which will signal the beginning of the new lease rent payments.

Where does timeshare come into it, you ask? That’s part of Phase II, which would include either a minimum of 32 timeshare units or 32 additional Westin hotel rooms on the eastern portion of the property. I’m betting on the timeshare component; any takers?

“If you haven’t got anything nice to say about anybody, come sit next to me.” -Alice Roosevelt Longworth

Do you have tips or rumors you’d like to share (ANONYMOUSLY)? Something you’d like us to investigate or follow up on? CONTACT: gatekeeper@insidethegate.com

It's Happy Hour at The GateHouse

ALL ISLANDS: Hospitality Advisors LLC and the Hawai‘i Tourism Authority (HTA), with the support of ARDA, have released the first four reports of the “Hawai‘i Timeshare Quarterly Survey Report,” and I must say I’m pretty impressed by the figures.

These initial reports include data from July 2013 through June 2014 from more than 70 percent of the state’s timeshare inventory, and encompasses survey results from state and county tax contributions, guest mix, employment and payroll expenses for Hawai‘i’s timeshare industry. Here’s some of what we learn from them:

  • More than $45.8 million in state and county tax revenue was generated by the timeshare properties surveyed;
  • Kaua‘i timeshares generated the highest taxes per unit ($13,360), followed by O‘ahu ($11,704), Maui ($11,187) and Hawai‘i Island ($9,077);
  • Approximately 10 percent of all visitors to the Hawaiian Islands stayed in a timeshare property during their visit, of which 22.9 percent stayed at a timeshare property and another accommodation, including hotels, resort condominiums or individual vacation units, generating additional state and county taxes;
  • The average statewide occupancy for timeshare properties (89.9%) is higher than for hotel properties (77.5%)
  • Timeshare occupancy was highest on Maui (92.1%) and O‘ahu (91.2%), followed by Kaua‘i (88.5%) and Hawai‘i Island (85.9%);
  • O‘ahu has the highest percentage of timeshare owner use among all islands at 64.3 percent with Kaua‘i having the lowest owner use percentage at 51.4
  • Employment by timeshare properties increased 44.5 percent from 3,245 to 4,690 employees;
  • Year-to-date through June 2014, approximately 16.7 percent of timeshare visitors to the state were first-time visitors, who have a tendency to become repeat travelers for the destination;
  • A significant portion of timeshare units were not used by owners but were exchanged with other timeshare owners (19.0%), while other unoccupied units were sold as hotel rooms for transient use (16.3%); and
  • Hawai‘i Island received the most timeshare exchange visitors (28.4%) and transient use (18.8%) visitors, in comparison to exchange visitors on O‘ahu (12.8%) and transient use on Maui (15.0%).

The full “Hawai‘i Timeshare Quarterly Survey Report” is available on the HTA website at www.hawaiitourismauthority.org under Infrastructure Research. The next report will include data from July through September 2014 and will be available in January 2015.

OAHU: Sales of The Grand Islander by Hilton Grand Vacations began last week. The newest tower under construction at the Hilton Hawaiian Village Waikiki Beach Resort (adjacent to the Tapa Tower along Kalia Road), it’s going to be a real beauty but don’t expect much in the way of pre-construction prices; pricing at that tower is not for the faint of wallet.

Slated to open early in 2017, a full week in a one-bedroom suite starts at $29,800. A week in a two-bedroom suite will start at $43,600 and go up from there, depending…

Bryan Klum, executive vice president Asia/Pacific, Hilton Grand Vacations, is saying it will be the most luxurious timeshare resort in Waikiki. It better be. ;)

“If you haven’t got anything nice to say about anybody, come sit next to me.” -Alice Roosevelt Longworth

Do you have tips or rumors you’d like to share (ANONYMOUSLY)? Something you’d like us to investigate or follow up on? CONTACT: gatekeeper@insidethegate.com


Richard Franken, of travel club infamy

Richard Franken; even his blonde hair is phony

US VIRGIN ISLANDS: Word on the streets of St. Thomas say the infamous travel club fraudster Richard Franken (shown here) has showed up on the island with his new vacation club called “Welcome to Paradise”.

Franken has gained quite a seedy reputation running travel clubs in South Florida (and elsewhere). Essentially, he waits until he has too many complaints on “Rip Off Report”, and then he changes names. Standard operating procedure for such operations, ya know?

Some of the names for travel clubs he was previously involved with include: Wholesale Rewards; Compass Travel; Travelooga (aka SOBE Marketing, Inc.); Travel Services; Top Travel USA; Global Paradise Outlet; and Member Services Group (the fulfillment company for the travel clubs).

The two people most often associated with his travel clubs are the dreaded Joey Russell and Steve Kilichowski.

His companies all have a D+ & F rating with the BBBs in FL (not that he cares). See here and here for examples.

He’s being sued in Florida under the Fair Labor Standards Act:

      Defendant: Travellooga LLC. and Richard Franken
      Plaintiff: Fernandez Martinez and Dasha Wright
      Case Number: 0:2014cv62024
      Filed: September 3, 2014

More recently he got chased out of Puerto Rico, where he was operating under the name Sun Travel de Puerto Rico LLC.

And now he is trying to open in St. Thomas, but he isn’t finding an especially warm welcome.

Glenn Willis

Glenn Willis, sales director

His sales director is Glenn Willis and his OPC director is Tenaya Roshay, neither of whom lends anything by way of credibility to the company. Willis is the same guy who used to operate out of Vegas — National Marketing Solutions, Dream Vacations WorldWide, Travel Club Sales USA, etc,. Don Orlikoff and Jeff Blaum are also in on this deal.

Word is Franken has been building out a space in the Royal Dane Mall and has already begun sales even though he does not yet have a business license from the DLCA (Department of Licensing and Consumer Affairs). According to the grapevine a video & pictures of the illegal sales operation were given to the top people at the DLCA; also according to the grapevine the Chamber of Commerce, several prominent merchants and several politicians are putting pressure on the DLCA to not issue the license.

AND there are unconfirmed reports that the Florida AG and the DEA are after him (or his crew), which wouldn’t surprise anyone very much if it turned out to be true.

Watch this space to find out if Franken actually gets his license or has to take the latest incarnation of his travel clubs elsewhere.

“If you haven’t got anything nice to say about anybody, come sit next to me.” -Alice Roosevelt Longworth

Do you have tips or rumors you’d like to share (ANONYMOUSLY)? Something you’d like us to investigate or follow up on? CONTACT: gatekeeper@insidethegate.com

It's Happy Hour at The GateHouse >> INTERNATIONAL TIMESHARE NEWS




EVERYWHERE: Here are the names of the scam resale and recovery companies/agencies I’ll be exposing this week, some of which have been mentioned in previous posts.

  • Elite Capital Management, purportedly in Nashville, TN
  • Evans and Associates Holding, LLC, purportedly in Scottsdale, AZ
  • Elite Star Connections Group, purportedly in Chicago, IL
  • CM Global Group, purportedly in Minneapolis
  • Xcel Advisors, purportedly in St. Louis, MO

Note that just for starters none of the above companies legally exist within the states where they claim addresses. They are all fake companies. More information follows below the squiggle.


Follow me for more!

This week’s timeshare sales tip:

George Carlin

REMEMBER: In the immortal words of George Carlin: “What’s all this stuff about motivation? I say, if you need motivation, you probably need more than motivation. You probably need chemical intervention or brain surgery. Actually, if you ask me, this country could do with a little less motivation. The people who are causing all the trouble seem highly motivated to me.

“Ever wonder about those people who spend $2 apiece on those little bottles of Evian water? Try spelling Evian backward.”

And remember, during the time you are with a sales guest they very well may be thinking: “If a man smiles all the time he’s probably selling something that doesn’t work”. The savvy TS Pro who keeps that in mind will laugh all the way to the bank.

Join us for a pithy morning meeting timeshare sales tip of the week, originally published in InsideTheGate.com, to help you to greater success in selling timeshare. Brief and to the point, these sales training tips are designed to get you thinking, to expand your knowledge, to help you to become all that you can be in the timeshare sales arena.

Whether you’re an industry veteran or a green pea, it never hurts to brush up on your skills!

Copyright InsideTheGate.com All rights reserved

It's Happy Hour at The GateHouseQUOTABLE QUOTES: “Florida, a place so flat that wearing high heels gives one an uncomfortable sense of vertigo.” -Unknown

OxfordDictionaries.com recently released a “mahoosive” (huge, massive) update, adding dozens of new words to its online catalog. I like the following one, because the word describes a phenomenon that has been driving me nuts for some time:

Mona Lisa selfie, with a duck face

Mona Lisa with a duck face, 10 days after joining Face Book


An exaggerated pouting expression in which the lips are thrust outwards, typically made by a person posing for a photograph:
the pop star pursed her lips into a duck face in one shot
[AS MODIFIER]: her duck face selfies

Not sure you get it? Check out Buzzfeed.com for 31 Tips for Achieving the Perfect Duck Face

To the duck faced liner I saw the other day flirting with an all male quinella: You didn’t look like Angelina Jolie or Kim Kardashian, you looked like Donald Duck — and it was a turn-off. Just sayin’…

Oh, and lose the vocal fry, too (Kim Kardashian again). It hurts my ears and it’s very not sexy. It just sounds like you’ve been a smoker for 40 years and ruined your vocal chords.

Maybe I should make this a weekly thing? Learn a new word every week so we look like the hipster, with-it, ants pants that we are? :P

“If you haven’t got anything nice to say about anybody, come sit next to me.” -Alice Roosevelt Longworth

Do you have tips or rumors you’d like to share (ANONYMOUSLY)? Something you’d like us to investigate or follow up on? CONTACT: gatekeeper@insidethegate.com

It's Happy Hour at The GateHouse

Interval International has affiliated the shared ownership component of Parrot Tree Plantation on Roatán, the largest of the Bay Islands. Located approximately 35 miles off the north coast of Honduras, the luxury beachfront resort is set on 168 acres.

The first shared ownership property on the island, the Mediterranean-style resort was developed by John Edwards. It is built around a signature 320-foot free-form swimming pool and a saltwater lagoon with a half-mile private white-sand beach. Each villa is appointed with furnishings crafted from exotic hardwoods, colorful textiles, and stone finishes. They also include fully equipped gourmet kitchens with granite countertops and stainless steel appliances, private pool, veranda, and stunning views of the Caribbean Sea.

Among the amenities and services that owners and guests at Parrot Tree Plantation can enjoy are restaurants, spa, gym, children’s pool, hot tub, waterslide, marina, and complimentary wireless Internet access.

RCI would like to bring to our attention the fact that they have welcomed 11 new affiliated resorts in Turkey to its exchange holiday network since the beginning of this year.

If you live in the USA, which typically has a different pattern of vacation location choices than found in the rest of the world, you might not be aware that Turkey is one of the world’s most popular holiday destinations. Turkey is one of the world’s fastest-growing holiday destinations, receiving 35 million tourists last year alone according to the Turkish Tourism Authority. The country’s travel industry is well-positioned to flourish with 48 airports, hundreds of beaches, nearly 30 winter sports centres, more than 40 official national parks. And lots more.

The new options for RCI members, focusing on Turkey’s well-developed thermal tourism segment, include:

  • Premium Vacation Club 5* Hotel Istanbul
  • Elysium Vacation Club Taksim
  • Yalova Thermal Palace
  • Modern Saraylar
  • Akropol Resort & Spa
  • Akropol Thermal
  • Silver Palace Thalasso Spa
  • Hayitli Merada Thermal
  • Aklandia Bodrum Resort
  • Hitit Ayas Thermal
  • Erzin Isos Thermal

Try some place new this year?

TATOC — The Timeshare Association (Timeshare Owners and Committees) — has announced that Brockwood Hall near the U.K.’s Lake District has become a TATOC resort member and achieved TATOC resort accreditation.

Built in 1884 in the scenic Whicham Valley for the Brocklehurst family, shipping magnates of Liverpool and close to England’s picturesque Lake District, Brockwood Hall now offers 32 self-catering Scandinavian lodges, which are dotted around the estate.

Overlooked by the Blackcombe and Whitecombe hills, Brockwood Hall provides members with a range of on-site facilities and services including a leisure centre, restaurant and bar and superb walking on the doorstep.

The TATOC Resort Accreditation programme was launched in 2008 as independent recognition for resorts that meet the highest standards of holiday experience for guests and owners alike.

Accreditation acknowledges resorts that are truly customer-driven and are willing to commit to all the requirements of the association’s codes of conduct and ethics.

cheerleaderInterval International, TATOC and RCI: getting BIGGER!

Do you have tips or rumors you’d like to share? Something you’d like us to investigate or follow up on? Help fill up the Tips Jar so we can share it with the whole Timeshare World! CONTACT: gatekeeper@insidethegate.com

Magnetic Personality “Folks I just found out that your credit ranking shows that you have an 02 ICR — an International Credit Rating, I might add, that I rarely see so you both can feel really proud about that!

Now, with that rating you automatically qualify for our HTCCT6000 GooganOmatic delayed payment system and once you get back home that will give you 60 days to come up with your deposit…

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Comments if you’re so inclined…)

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